When you are struggling with debt, it can feel like there is no end in sight. You do not have to suffer on your own anymore. There are solutions out there, and an experienced lawyer can help you find a way to get the debt relief you deserve.
At the law offices of Grant, Snow & Snow, S.C., our Fond du Lac bankruptcy attorneys are dedicated to helping people throughout eastern Wisconsin get the debt relief they deserve. Considering your short-term needs and long-term financial goals, we will help you find practical solutions designed to get the best possible outcome.
Chapter 7 and Chapter 13 Bankruptcy | Waupun Debt Relief Attorneys
People across Wisconsin are in tough financial circumstances. Losing a job, going through a divorce or fighting to keep up with medical bills after an emergency can lead to substantial debt very quickly. Luckily, bankruptcy could provide you with immediate relief and long-term stability. When you file for bankruptcy, you will receive an automatic stay, which puts a temporary hold on wage garnishments and foreclosure.
Our attorneys will work with you closely to determine the type of bankruptcy plan that works best for you:
- Chapter 7 bankruptcy: If you qualify for Chapter 7 bankruptcy, also known as liquidation, you could wipe out all of your dischargeable debt and get a fresh start within months.
- Chapter 13 bankruptcy: By organizing your debt into a payment plan you can actually afford, Chapter 13 will allow you to work with your creditors and get caught up on payments for your most important assets such as your house and car.
Wisconsin Chapter 128 Amortization
Most people don't know that in Wisconsin, you can organize a debt repayment plan without having to file for bankruptcy. A Chapter 128 plan will give you three years to pay back your creditors without interest. In addition to avoiding the stigma of bankruptcy, this could save you a lot of money, as creditors can charge up to 30 percent interest.
This option can often salvage your credit rating, and bankruptcy income or asset limits do not apply.
Contact Us
At Grant, Snow & Snow, S.C., our goal is to help you become debt-free. Whether that goal is achieved through bankruptcy or a repayment plan, we just want to find the solution that works best for you. From our office in Waupun, we represent clients throughout eastern Wisconsin.
Contact us today to schedule a free initial consultation and find out how you can become debt-free.
Grant, Snow & Snow, S.C.: We offer versatility, practicality and value.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
